Pub. 1 2019 Issue 9

HOMETOWN BANKER | HOMETOWNBANKER.ORG | 1 PACB HEADQUARTERS 3211 N. Front Street, Suite 102 Harrisburg, PA 17110 2018-2019 EXECUTIVE COMMITTEE Chairman Troy M. Campbell Altoona First Savings Bank Chairman Elect Jon P. Conklin Woodlands Bank Vice Chair Lori A. Cestra Enterprise Bank Secretary/Treasurer Roger A. Zacharia Ambler Savings Bank President/CEO Kevin L. Shivers PACB Immediate Past Chairman Troy A. Peters Jonestown Bank & Trust Co. PACB STAFF President/CEO Kevin L. Shivers SVP Strategy & Operations Barbara W. Holbert Communications Director Eric A. Kovac Comptroller Patricia L. Kuharic Director of Government Relations Allison L. Coccia Executive Administrative Assistant Evelyn M. Sponsler Executive Assistant to the President Jena I. Wolgemuth BUSINESS HOURS 8:30 a.m. - 5:00 p.m. Monday through Friday Telephone: 717.231.7447 STANDING COMMITTEES CHAIRS & VICE CHAIRS Education Edward Martel Jonestown Bank & Trust Co. Wendy Nagle PennCrest BANK Finance & Budget Roger A. Zacharia Ambler Savings Bank FIRSTPAC George M. Evans InFirst Bank Chuck Leyh Enterprise Bank Legislative Craig A. Zurn Jim Thorpe Neighborhood Bank Sidney O. Smith Port Richmond Savings PACB Foundation Dennis D. Cirucci Alliance Bank (Retired) Andrew W. Hasley Standard Bank, PaSB Patrick O’Brien Community Bank Thomas Ondek Sewickley Savings Bank PACB SOCIAL MEDIA Twitter: @PaCommBankers Facebook: @PaCommBankers Instagram: @PaCommBankers LinkedIn: PACB - Pennsylvania Association of Community Bankers YouTube: PaCommunityBankers Flickr: PaCommunityBankers ADVERTISING SALES To advertise in Hometown Banker , please contact Heather Wolsey at The newsLINKGroup, or 801-676-9722 10 24 ©2019 Pennsylvania Association of Community Bankers (PACB) | The newsLINK Group, LLC. All rights reserved. The Hometown Banker is published twelve times each year by The newsLINK Group, LLC for the Pennsylvania Association of Community Bankers (PACB) and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Pennsylvania Association of Community Bankers (PACB), its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Hometown Banker i s a collective work, and as such, some articles are submitted by authors that are independent of the Pennsylvania Association of Community Bankers (PACB). While the Hometown Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855.747.4003. Member & Associate Member subscriptions, $60 per year. All other subscriptions, $84 per year. Please send address changes to PACB, Attention: Hometown Banker, 2405 North Front Street, Harrisburg, Pennsylvania 17110-5319. 2 A Word from PACB’s Chairman 3 From the President/CEO’s Desk 4 Jon Conklin – Serving the Community: Right Where He Wants to Be 9 News from Your Hometown 10 Woodlands Bank – Honoring Everyday Heros the Woodlands Way 12 #DifferenceMakers: Kelly Gillis, CCBCO, Woodlands Bank 14 Hometown Champions: First United National Bank 19 PACB Welcomes Our New Associate Member 20 Preferred Provider of the Month: S&P Global Market Intelligence 21 Making a Bigger Impact – Events with Members of Congress 22 Ensure Security At Your Financial Institution 24 #DifferenceMakers Picnic Recap 26 Advocacy Idea: Take Your Legislator to Work Day 28 Go Tech or Go Home 30 Is Community Bank Board Diversity Smart Business? 32 A Safe Path Forward: Banking the Marijuana Industry 34 Seller’s Market? A Guide to Finding Liquidity Among Your Holdings 36 Q1 2019: Bank Executive Business Outlook Survey